Embark^SM, Vantage^SM and Motivate^SM

Our Embark, Vantage and Motivate products are available to any employer groups. They feature flexible options; allowing employers to choose copayment, coinsurance and deductible amounts. Members can seek services from any provider.

Embark is ideal for individuals and families that may seek medical care several times a year. Innova includes:

• Differing benefit levels based on the member’s choice of provider
  
• Specific benefits are not subject to a deductible; as well as benefits that include copayments, deductibles and coinsurance
• Upfront benefits (not subject to deductible or coinsurance):

• Office visits. The first four, six or unlimited office visits per calendar year are subject to only a copayment (for Preferred and Participating providers only).
  
• Outpatient radiology and laboratory services. The first $400 of services from a professional, independent laboratory or facility (excluding inpatient services) per calendar year are covered at 100% of the allowed amount.

• Expanded office services optional benefit. When this optional benefit is purchased by the employer group, the following services (including related supplies) performed in the provider’s office are subject to coinsurance only. The deductible and the office visit copayment do not apply:
  • Anesthesia
    
  • Office surgeries
    
  • Therapeutic injections

Vantage offers simplicity to our members. Vantage includes:

• A single benefit level for all providers
• All benefits are subject to a deductible

Motivate rewards members for healthy behaviors, enabling their lifestyle choices to directly impact their health care options. Activate includes:

• All benefits are subject to a deductible
  
• Members earn reward points for a wide variety of health and wellness activities which they can use toward their deductible and coinsurance

Additional benefit options available with these products:

• Dental
  
• Vision
• Spinal manipulations

Use the Provider Center for easy access to patient benefits, eligibility and claim status information.

Provider networks
This product uses our established provider networks for the highest benefit levels. 

Members can seek services from any provider. The benefits are designed to encourage members to seek services from our Preferred or Participating providers. A member’s benefit level is determined by his or her choice of provider and the services received.

Validate your information in our Provider Directory. Enhance your provider profile on the Provider Center.

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