December 2011
Healthcare Waste, Helping Employees with Chronic Diseases & Reform: Medical Loss Ratio
IOM: $463 billion in wasteful health care
Report maps where to start reducing health care costs
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HEALTH TREND: Helping employees with chronic disease
Ongoing illness is a leading cause of both lost productivity and health care dollars. New trends in care management may help make a difference.
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Federal reform: Medical loss ratio
Insurers must spend 80-85% of premium on claims for fully insured individuals and small groups
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