06/25/2009
Some HSA members to get corrected deductible amounts
Asuris continually strives to provide superior service and support for our members. So, when we recently discovered that some of our HSA members were mistakenly enrolled on a plan with the wrong deductible amount, we considered how best to respond.
We mailed a letter to affected members stating that they will remain on their current plan, but that we will implement the correct deductible for their family size so that their plan is compliant with the following federal HSA guidelines:
- Single coverage (policies with only one enrollee): The plan must have a minimum deductible of $1,150 and a maximum out-of-pocket limit of $5,800; the annual HSA contribution limit for eligible enrollees is $3,000.
- Family coverage (policies with two or more enrollees): The plan must have a minimum deductible of $2,300 and a maximum out-of-pocket limit of $11,600; the annual HSA contribution limit for eligible enrollees is $5,950.
We are taking the following steps to resolve the situation:
- We will enroll members in the same plan they currently have, but with the correct deductible amount for their family size. For all members this will be effective Jan. 1, 2009.
- We will refund to members the full amount of their over-applied deductible, dating back to their original effective date.
- We will not hold members liable for any under-applied deductible.
- We will not charge members for underpaid premiums prior to Jan. 1, 2009.
For some members the change in deductible may mean that some of their 2009 claims need to be adjusted.
We sincerely apologize for any inconvenience caused by this error. For additional information please view the attached Q and A. If you have any additional questions, please talk to your Asuris Sales contact.
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